In appraisal practice, which statement best describes a non-discriminatory appraisal?

• A. It should consider race as a factor in value
• B. It should be biased toward certain neighborhoods
• C. It should provide an unbiased, non-discriminatory valuation
• D. It should be based on the seller's instructions

Answer: (C)

The main idea here is that an appraisal must be fair and based on objective market data, free from prejudice or illegal bias. A non-discriminatory appraisal provides an unbiased valuation by relying on the property’s features, recent comparable sales, and current market conditions, rather than on who lives nearby or any protected characteristic.

That’s why the best answer is the one that states the appraisal should be an unbiased, non-discriminatory valuation. Using race as a factor would violate anti-discrimination laws; bias toward certain neighborhoods would lead to unequal treatment and unlawful valuation results; and basing the value on the seller’s instructions risks compromising independence and objectivity, potentially ignoring legitimate market data.