The 1988 amendments to the Fair Housing Act extended anti-discrimination requirements to which area?

• A. Advertising and marketing
• B. Appraisals
• C. Lender underwriting policies
• D. Credit scoring

Answer: (B)

The main idea here is that the 1988 Fair Housing Act amendments broadened protections to include the appraisal process in housing transactions. Discrimination in appraisals can steer who gets housing or favorable loan terms, so adding anti-discrimination rules to appraisals closes a potential loophole where bias could influence financing outcomes. Advertising and marketing were already addressed under the original act, so they aren’t the focus of the amendments. Lender underwriting and credit scoring are part of financing, but the question highlights appraisal as the area specifically extended by the 1988 changes.