Which of these entities is part of HUD and investigates claims of housing discrimination?

• A. Office of Community Development and Equal Opportunity
• B. Office of Fair Housing and Equal Opportunity
• C. Federal Housing Authority
• D. Consumer Financial Protection Bureau

Answer: (B)

Enforcing fair housing laws and handling discrimination complaints is the job of the Office of Fair Housing and Equal Opportunity within HUD. This office is dedicated to upholding the Fair Housing Act, so it receives and investigates complaints of housing discrimination, works toward conciliation when possible, and pursues enforcement actions when needed. It also provides education and outreach to prevent discrimination in housing.

The other options don’t fit this role. The Federal Housing Administration is HUD’s mortgage insurance arm, focused on loan programs rather than investigating discrimination. The Consumer Financial Protection Bureau is a separate agency that oversees consumer financial products and services, not HUD’s fair housing investigations. And the remaining choice refers to an entity that isn’t the HUD unit responsible for investigating housing discrimination.