Which of these is NOT an enforcement option available for a victim of housing discrimination?

• A. Administrative complaints to HUD
• B. Federal court action
• C. Civil rights enforcement by DOJ
• D. Enforcement through the FTC

Answer: (D)

Enforcement under the Fair Housing Act is handled by HUD, which investigates complaints and works toward conciliation, and by the Department of Justice, which can bring civil actions when warranted. Individuals also have the option to sue in federal court after receiving a right-to-sue letter. The Federal Trade Commission does not serve as an enforcement path for housing-discrimination claims; its role is broader consumer protection and anti-deception enforcement in commerce, not the federal enforcement framework for housing discrimination. So, enforcement through the FTC isn’t a valid option for victims seeking redress under federal housing laws.