Which of these should not appear in an appraisal report?

• A. Neutral data tables
• B. Subjective terminology
• C. Clear methodology
• D. Objective conclusions

Answer: (B)

In an appraisal report, language must be neutral and grounded in verifiable data. The phrase that should not appear is subjective terminology, because it injects opinion rather than evidence into the analysis. Appraisals rely on neutral data tables, a transparent methodology, and conclusions that rest on objective analysis. When language is subjective, it undermines credibility and makes the report harder to defend if questioned.

Think of it this way: data tables present the facts—comparable sales, dates, prices, adjustments, and market indicators. A clear methodology shows the steps used to derive value, including how adjustments were determined. The conclusions then summarize the supported value with justification drawn directly from that data and process. Introducing subjective terms—like calling a neighborhood “desirable,” “subpar,” or “unattractive”—without supporting measurements opens the door to bias and can conflict with fair housing expectations, where language and conclusions should not imply preferences or stereotypes.

If you replace subjective language with objective descriptors and measurable factors, the report remains defensible and aligns with professional standards.