Which organization is most closely associated with the color-coded maps used to influence housing policies in the mid-20th century?

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Multiple Choice

Which organization is most closely associated with the color-coded maps used to influence housing policies in the mid-20th century?

Explanation:
Color-coded neighborhood risk maps were created by the Home Owners' Loan Corporation. In the 1930s, HOLC produced Residential Security Maps that labeled areas with colors to reflect perceived mortgage risk. Lenders used these codes to decide where to issue loans and at what terms, effectively denying financing to residents in redlined neighborhoods. This practice, known as redlining, became a powerful tool shaping housing policy and urban development in the mid-20th century. While the Federal Housing Administration and later housing agencies played roles in broader policy, the origin of these color-coded maps is tied to HOLC. The National Fair Housing Alliance is a more recent advocacy organization, not the source of these maps.

Color-coded neighborhood risk maps were created by the Home Owners' Loan Corporation. In the 1930s, HOLC produced Residential Security Maps that labeled areas with colors to reflect perceived mortgage risk. Lenders used these codes to decide where to issue loans and at what terms, effectively denying financing to residents in redlined neighborhoods. This practice, known as redlining, became a powerful tool shaping housing policy and urban development in the mid-20th century. While the Federal Housing Administration and later housing agencies played roles in broader policy, the origin of these color-coded maps is tied to HOLC. The National Fair Housing Alliance is a more recent advocacy organization, not the source of these maps.

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